Terms and Conditions
Welcome to RateReviews. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions.
1. Acceptance of Terms
By accessing and using RateReviews, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please do not use our website.
2. Use of Information
The information provided on RateReviews is for general informational purposes only. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information.
3. Privacy Policy
Your use of RateReviews is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.
4. Modifications
We reserve the right to modify these terms and conditions at any time. Your continued use of RateReviews following any changes indicates your acceptance of such changes.
5. Contact Information
If you have any questions about these terms and conditions, please contact us through our contact page.
6. Financial Advice Disclaimer
Nothing on this site constitutes financial or other advice. RateReviews provides this free service to consumers on an 'as-is' basis without representation to accuracy or suitability for any particular purpose.
7. Intellectual Property
We are the owner or licensee of all intellectual property rights in the Site, Content, and Trade Marks. We grant you a limited, temporary, revocable, and non-exclusive licence to access, browse, and use the Site for personal non-commercial use only.
8. Prohibited Uses
- Creating databases from Site content
- Reproducing or modifying Content without consent
- Using paid media monitoring services
- Systematic forwarding of Site links
- Automated data extraction
- AI platform content collection without agreement
9. Privacy
We may collect and store information about site usage, including cookies. Personal information will only be collected and used as provided by you and to the extent necessary. For more details, please review our Privacy Policy.
10. Trademarks and Bank Logos
The logos, trademarks, and brand identifiers of financial institutions displayed on this website are the property of their respective owners. These logos are used for identification purposes only and do not imply any endorsement, sponsorship, or affiliation between RateReviews and the financial institutions unless explicitly stated.
11. Governing Law
This site and these conditions are governed by and interpreted in accordance with the laws of New Zealand. The New Zealand courts will have exclusive jurisdiction.
Last updated: January 15, 2025